An extra-strength boost

Washerx
For about $25 per year, there is a little-known power shot called Equipment Breakdown Coverage that can be added to your existing homeowner’s insurance policy.

By Seth Zaremba, Zinc Insurance

Most people feel like they pay into their homeowner’s insurance without getting much out of it. While it’s ideal for providing the security of protection and peace of mind in general, on a day-to-day basis it doesn’t appear to have much practical value.

But for about $25 per year, there is a little-known power shot called Equipment Breakdown Coverage that can be added to your existing homeowner’s insurance policy. It covers all of the big stuff in your house: refrigerator, stove, washer and dryer, water heater, furnace, air conditioning unit, expensive flat screen TV, water pump and more. 

If one of those big items breaks down, boom, you’re covered. All you have to pay is the deductible you chose when you opened your homeowner’s policy.

The companies we represent offer very broad coverage under the Equipment Breakdown supplement, and your premium won’t go up if you use it. Think of it as an extra-strength boost of cleaning power added to your daily laundry.

Give us a call for a free review of your policy options and to learn more about Equipment Breakdown Coverage. 

Zinc is located at 3505 E. Royalton Rd., in Broadview Heights, Suite 110. The phone number is 440-740-3540. Office hours are Monday-Friday, 8:30 a.m.-4:30 p.m. Find them online at ZincInsurance.com and on Facebook at Zinc Insurance.