If the well runs dry

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The start of the new year is a perfect time to take a minute to consider how we’re covered.

By Carl Lishing, HealthMarkets Insurance Agency

It’s easy to forget about our need for health, dental and vision insurance until something forces us to think about it, like an annual check-up, an ache or pain, or even an injury or surgery. The start of the new year is a perfect time to take a minute to consider how we’re covered.

We all know there are no guarantees in life, but during our prime working years we tend to get so caught up in breadwinning that thoughts about what would happen if we couldn’t put bread on the table go away.

What would happen if you weren’t around to support your family, or if your spouse wasn’t there to contribute? What would you do if your health changed to the point that you could no longer work? These are tough questions to think about, yet the reality is that challenging and even tragic life events can and do happen.

Our income is the resource that enables us to live our life. Imagine for a moment that income goes away. How long would you be able to make it financially and what would you do if you couldn’t any longer.

Going through this exercise can be challenging, but it’s an eye-opening experience. It may create the need for a New Year’s resolution that’s more important than dropping 10 pounds.

At HealthMarkets Insurance Agency, we have an extensive portfolio of life, disability and supplemental health products that can create the financial resources needed to support a family in the event of an untimely death or disability. I can help you determine which product is best for you and your family. As always, there is no charge for my guidance.

Call licensed insurance agent Carl Lishing at 216-228-0765. HealthMarkets Insurance Agency is located at 16506 Detroit Avenue, in Lakewood. Office hours are Monday-Friday, 9:30 a.m.-5:30 p.m.; evenings and weekends by appointment. Find out more at ClevelandInsurance.info.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No cost or obligation to enroll. HMIA007761 1/2020