Roni Bell of HealthMarkets provides her Medicare clients with a distinct advantage

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Roni Bell, a licensed insurance agent with HealthMarkets Inurance Agency, works to match people with the Medicare plan that best meets their needs. Now is the time to schedule your free review and find out your FitScore. (Photography: Benjamin Margalit)

By Beth Newcomb

Most insurance carriers offering Medicare make tweaks to their plans every year. “This year in particular, there is a lot of competition for business,” says Roni Bell, a licensed insurance agent with HealthMarkets Insurance Agency. “Carriers have really beefed up their offerings, making some Medicare plans more attractive than ever before.”

What’s the best way to find out which Medicare plan is right for you? During Annual Enrollment—Thursday, October 15

until Monday, December 7—you can schedule a time to meet with Roni to review your options—free of charge. She can perform what HealthMarkets calls a “Fit Score.”

“HealthMarkets’ FitScore is a quick, easy way to maximize your Medicare benefits and save money. After answering a few short questions, I can use our proprietary software to search thousands of plans from leading insurance companies like Medical Mutual to provide a customized list of the right options for you. The higher the FitScore, the closer the plan is to your ideal match,” Roni says. “Like everything we offer, a FitScore provides a personalized view of which plan might be the best match for you.”

But it’s important to note that a plan matched to your neighbor may not be the right plan for you. “Everyone has a different set of needs, a different list of doctors and prescriptions, and a different budget,” she explains. “You don’t choose a Medicare plan based on what someone you know has. Your choice should be based on your unique circumstances.”

Because so many carriers, like Medical Mutual, are competing for business, Roni says now is the time to get a review. “You might end up deciding to stay with the plan you’ve already got, but it just makes sense to find out if you could get better coverage and pay less,” she notes.

Roni spends hours learning about the changes happening with all of the Medicare plans HealthMarkets offers, so she can help to guide people in the direction that makes the most sense for their lives, their locations and their budgets.

“Nothing stays the same,” Roni reasons. “You evolve, your healthcare plan evolves, or both evolve. If you don’t know what’s out there, how do you know if you’re really in good shape?”’

As an example, Roni points to an exciting new development regarding out-of-pocket costs for people who are taking insulin. It’s an opportunity for savings that she’s happy to discuss with you one-on-one.

“People interested in this savings option can find out which Medicare plan will offer the benefit during their free review,” Roni says. “And if you aren’t sure where you stand, that’s another great reason to come in for a review. As always, my guidance is free of charge.”

HealthMarkets Insurance Agency is located at 1039 Pearl Road, in Brunswick. Call Roni at 330-225-2550. Hours are Monday through Friday, 9 a.m.-5 p.m.; Saturday, Sunday and evening hours by appointment. Visit the website at

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll 46383-HM-1020