Carl Lishing can help you find insurance that makes the most sense for you and your budget

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By Carl Lishing, HealthMarkets Insurance Agency

It’s doubtful there’s a person among us who hasn’t been impacted in some way by the current state of affairs. But birthdays are still happening, people are still turning 65, and, no matter what their age, many people need help navigating their health insurance options.

I’ve been getting a lot of requests from people who want to review their Medicare standing now, rather than waiting until open enrollment. Some people have been downsized recently, or given the opportunity to retire early. I can help you zero in on which health insurance option makes sense for you and your budget.

It’s been an upsetting time, and, for some, devastating. Some of you may be living with a layoff from work and a loss of health benefits to go along with it. Some may be experiencing a permanent change.

If you’ve experienced a reduction in income, I can help you modify your existing health insurance coverage through the ACA. And if you previously didn’t qualify for subsidies but have had a recent income change, you may qualify now.

If you need temporary coverage to get through this time of uncertainty, I can provide short-term medical plan options that extend coverage for up to a year.

If you’ve decided that now is the time for life insurance, I can help you find a product that makes the most sense for you and your budget.

Connecting to review your options and talk about individual circumstances is important. We can meet over the phone or through video conferencing. And, remember, my guidance is always free of charge.

Licensed insurance agent Carl Lishing’s consultative, problem-solving approach has garnered him the Best of Cleveland Award in the insurance agent category. You can reach him at 216-228-0765. HealthMarkets Insurance Agency is located at 16506 Detroit Avenue, in Lakewood. Office hours currently by appointment. Find out more at

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. HMIA008306 5-2020