Don’t limit your activities but do secure the appropriate coverage

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Don’t limit yourself, but do secure the appropriate coverage—in case an accident does happen.

By Carl Lishing, HealthMarkets Insurance Agency

If you’re an active person, you’re naturally at a greater risk for injury. But you shouldn’t keep yourself, or even your family, encased in a protective bubble. Get out there and do the things you love. Explore, ride, skate, ski, and find your next adventure.

Don’t limit yourself, but do secure the appropriate coverage—in case an accident does happen. Right now, I’m thinking of a client who was hammering a nail, sneezed, then ended up inhaling the nail, which was followed by a trip to the emergency room. Nobody is immune to an accident.

I can help you find the coverage that best fits your need—and activity level. HealthMarkets offers several different types of accident plans, and most present the opportunity to pay less than the cost of using your high-deductible insurance plan. I can help you bridge the gap between what you will owe should an accident happen and what your insurance company will pay.

Some plans even cover emergency room visits, whether for an accident or illness. The options are plentiful. And because you never know what life will throw your way, it’s always a good time to invest in life insurance—no matter what your activity level.

As always, my guidance is free of charge and an appointment to find out which accident or injury coverage is best for you takes just minutes.

Licensed insurance agent Carl Lishing’s consultative, problem-solving approach has garnered him the Best of Cleveland Award in the insurance agent category. You can reach him at 216-228-0765. HealthMarkets Insurance Agency is located at 16506 Detroit Avenue, in Lakewood. Office hours currently by appointment. Find out more at

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. HMIA007759 01/2020