Find out if there are healthcare savings in your immediate future

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By Carl Lishing, HealthMarkets Insurance Agency

With the introduction of the American Rescue Plan Act, people who currently participate in an Affordable Care Act (ACA) health insurance plan have the opportunity to make a change or save a considerable sum of money on their plan costs, if they act before Sunday, August 15.

For about 80% of Americans, plans for $10 after subsidies will be possible. Some people are seeing silver plans for zero dollars a month. *

For those who were on unemployment for any amount of time during 2021, the highest allowable subsidy will be possible—even if you have or had a really good income.*

For those taking advantage of COBRA (an extension of previously held group coverage from an employer) because they lost their job and were eligible, the government may cover the cost until the end of September.

The new subsidies are not automatic. You have to update your information to take advantage of these savings

Now might be a perfect time to take a closer look at the ACA plan you’re in to see if it’s still meeting your needs, or if the several billion dollars that have been carved out for richer benefits could be of benefit to you. With just a quick phone call to me, you can find out if there are healthcare savings in your immediate future. As always, my guidance is free of charge.

Licensed insurance agent Carl Lishing’s consultative, problem-solving approach has garnered him the Best of Cleveland Award in the insurance agent category. You can reach him at 216-228-0765. His office is at 16506 Detroit Avenue, in Lakewood. Office hours currently by appointment. Find out more at *Source:

*1 Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). They may also qualify for a zero-dollar premium bronze plan (after tax credits). Current enrollees will be able to change to any available plan in their area without restriction to the same level of coverage as their current plan. *2 Premium subsidies vary by address and subject to eligibility. Cost sharing (deductibles and coinsurance) may be higher. 47480-HM-0521
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