Is it time to make a change to your insurance coverage?

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Many people are attracted to the idea of protecting themselves financially. They want the most coverage for the money while making sure a catastrophic health event doesn’t impact their finances.

By Ben Siegfried, HealthMarkets Insurance Agency

Understanding your coverage options under the Affordable Care Act can sometimes be confusing. Deductibles for some plans are getting higher and premiums have risen. Naturally you want to be responsible and protect yourself and your family, but how can you be sure you’re getting the best value?

That’s where guidance from a licensed insurance agent can be invaluable. Sometimes it helps to have someone encourage you to think outside the box. Many people are attracted to the idea of protecting themselves financially. They want the most coverage for the money while making sure a catastrophic health event doesn’t impact their finances.

With the changes that are in play for this year’s open enrollment period (now through December 15), there may be options that can do all of the things you need them to do, even with a higher premium or higher deductible.

It’s not all black and white. Sifting through the language insurance companies use is my specialty, and I can help you secure the coverage that works best for you and your family’s needs.

Some people may choose to stay with the ACA coverage they already had, others might choose to switch to a non-ACA governed plan.

If you decide to make a switch, it should really be based on sound information. A review with me will give you exactly that.

I offer my services free of charge, and I can provide access to carriers some other agents cannot. I can help you determine if you should elect coverage outside of the ACA, or if staying with the ACA makes better sense.

HealthMarkets Insurance Agency is located at 9551 Vista Way in Garfield Hts. Call licensed insurance agent Ben Siegfried at216-835-1255. Hours are by appointment, with evenings and weekends available.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. HMIA007577 11/2019
Categories: Westside Professional Services