Life Insurance can help keep your loved ones financially secure

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Now more than ever before, it’s important to think about what could happen if you were unable to work. Disability insurance can protect you if you have an accident or become ill and are unable to support yourself.

By Steven Lichtig, HealthMarkets Insurance Agency

The introduction of the American Rescue Plan Act has provided people who participate in an Affordable Care Act (ACA) health insurance plan the opportunity to save a considerable sum of money on their premium. For most Americans, plans for $10 after subsidies will be possible, with some people paying zero dollars.*

If you are able to obtain a health plan with lower premiums than you budgeted, I can help you review options that could assist in unexpected medical or final expenses.

Life Insurance can help keep your loved ones financially secure. Paying off a mortgage, sending kids to college, and even putting food on the table are just some of the ways life insurance can help to protect your family.

Now more than ever before, it’s important to think about what could happen if you were unable to work. Disability insurance can protect you if you have an accident or become ill and are unable to support yourself.

Moving long-term care to the front burner is another good idea. Medicare doesn’t pay for nursing home or in-home care, so it might benefit you to secure your future before the aging process takes hold. Long-term care coverage can help to preserve your assets.

Give me a call anytime to discuss the ways you can maximize your ACA savings. As always, my guidance is free of charge.

Licensed insurance agent Steven Lichtig can be reached directly at 216-577-8084. He’s based out of the HealthMarkets office in Northfield, 10512 Northfield Road, Suite 4. He can meet in person or virtually. Evenings and weekends available. *Source: TheHill.com

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll.
*Those with incomes between 100% and 150% of the federal poverty level (FPL) may qualify for a zero-dollar premium silver plan (after tax credits). They may also qualify for a zero-dollar premium bronze plan (after tax credits). Current enrollees will be able to change to any available plan in their area without restriction to the same level of coverage as their current plan. Premium subsidies vary by address and subject to eligibility. Cost sharing (deductibles and coinsurance) may be higher. Source: TheHill.com. 47597-HM-0621