Person-to-person value

By Kathy Carvin, HealthMarkets Insurance Agent

These days, person-to-person interaction has become something of a lost art. We’ve become so used to taking care of most of our business online, we sometimes overlook the value—and potential for savings—genuine interaction can represent.

There is one area where talking to a real live person can not only provide some much-needed information, the kind of stuff it would take hours or even days to research online, it can also save you a good deal of money.

But taking the steps toward change can be hard. We become passive about the important things we should really be proactive about. Health insurance can be one of those things, particularly for those who qualify for Medicare.

Fortunately, I’m here to make it easy for you.

Open enrollment for Medicare happens October 15-December 7, but now is a perfect time to review your standing. When you meet with me, I’ll dig deep into your personal situation, helping you to understand your needs.

And, when the time comes to enroll in a plan, you’ll better understand which plan options may best fit your situation.

You don’t have to figure it out on your own. I’ve spent hundreds of hours preparing for this year’s enrollment period. I’ll do a needs analysis catered to you. Then, you’ll know where you stand and what choices will be of most benefit when the time comes. And the best part is, my guidance is always offered at no cost to you.

I look forward to hearing from you.

Kathy Carvin, a licensed insurance agent with HealthMarkets Insurance Agency, has offices at 10512 Northfield Road, in Northfield, and 28881 Lorain Road, in North Olmsted. Call 216-375-5902.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. 48724-HM-0722