Review your Medicare needs before open enrollment

By Carl Lishing, HealthMarkets Insurance Agency

The Medicare Annual Enrollment period is from October 1 through December 7. So, why think about it now?

If you already have a Medicare plan, now is a perfect time to have a needs evaluation. During your coverage review, we’ll go over your needs regarding prescriptions, doctors and hospitals and determine if they still match with the Medicare plan you’re currently on.

If there have been changes over the last year, we’ll know in advance—before the Medicare Anual Enrollment period begins—if switching to a new plan or remaining on your current plan would be of benefit to you.

On October 1, when the Medicare Anual Enrollment period begins and things start to get busy for insurance agents, you’ll already be armed with the knowledge you need to make an informed decision regarding which plan to choose.

Have your medications changed? Are you still with the same doctors? These are some of the things I’ll take into consideration when you meet with me.

A Medicare needs assessment takes just a half hour. Once completed, I can review any current or new plans introduced in October and provide the plan details to you, then all you have to do is make your selection.

Avoid the rush and get the legwork out of the way now, when there’s no pressure to hurry through the process and appointment times are plentiful. And, as always, my guidance is free of charge.

You can reach licensed insurance agent Carl Lishing at 216-228-0765. His office is at 16506 Detroit Avenue, in Lakewood. Office hours by appointment. Find out more at ClevelandInsurance.info.

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. 47845-HM-0821