Schedule a free review of your insurance today

N1906 P24010 C
HealthMarkets offers supplemental plans that cover things like accidents, critical illness and cancer, hospital confinement plans, disability plans, long-term care plans, fixed indemnity plans and dental and vision plans.

By Carl Lishing, HealthMarkets Insurance Agency

The deadline to enroll in an Affordable Care Act (ACA) plan for 2021 is fast approaching. From now until Tuesday, December 15, you have the opportunity to renew or change your plan under the ACA umbrella. After that date, you’ll need a qualifying event to enroll. A qualifying event is the equivalent of a life change…losing healthcare coverage, marriage, or the birth of a child. Plan prices for ACA coverage are based on your age, household and income.

There is also coverage available that falls outside of the ACA network. HealthMarkets Insurance Agency has access to a number of different options, so your choices are many.

Whether you’re covered by an ACA plan, a different option, or your employer-sponsored health plan, there might be some gaps where you aren’t protected.

HealthMarkets offers supplemental plans that cover things like accidents, to manage expenses you didn’t plan for; critical illness and cancer, so you can focus on recovering instead of your finances; hospital confinement plans, to help with out-of-pocket expenses; disability plans, in case you’re injured or ill; long-term care plans, to protect your assets in the event you need long-term care; fixed indemnity plans, which offer a fixed cash payout; and dental and vision plans.

By scheduling a free review with me, I can help you create the insurance mix that’s best suited to the needs of you and your family. Give me a call, anytime.

Licensed insurance agent Carl Lishing’s consultative, problem-solving approach has garnered him the Best of Cleveland Award in the insurance agent category. You can reach him at 216-228-0765. His office is at 16506 Detroit Avenue, in Lakewood. Office hours currently by appointment. Find out more at

HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. 46687-HM-1220