The upside of short-term insurance
By Carl Lishing, HealthMarkets Insurance Agency
You may never think about how important your healthcare coverage is until you don’t have it. Young adults who have aged off their parents’ plan, people going through divorce, people switching jobs, early retirees, and anyone who missed the ACA enrollment period may find themselves without the benefit of health insurance.
But there’s no need to panic.
HealthMarkets Insurance Agency offers access to short-term insurance options that can fill the gap between losing your current coverage and finding new coverage.
Short-term plans may be a good alternative for some. Premiums can be less expensive than traditional plans, and deductibles lower. In fact, short-term plans can be customized to suit your individual needs.
At the end of your enrollment period, we’ll do a review to determine if continuing in the short-term plan makes the most sense, or if switching to a different plan would serve you better. This can be especially beneficial to people who missed the ACA enrollment period. Short-term coverage can carry you through to the next open enrollment.
For people retiring early, short-term plans are an ideal way to bridge the gap between employer-sponsored insurance and Medicare. To find out if short-term insurance is right for you, I invite you to call me for a free review
Licensed insurance agent Carl Lishing’s consultative, problem-solving approach has garnered him the Best of Cleveland Award in the insurance agent category. You can reach him at 216-228-0765. HealthMarkets Insurance Agency is located at 16506 Detroit Avenue, in Lakewood. Office hours currently by appointment. Find out more at ClevelandInsurance.info. *Source: SecureCare Advisor 2020.
HealthMarkets Insurance Agency, Inc. is licensed as an insurance agency in all 50 states and the District of Columbia. Not all agents are licensed to sell all products. Service and product availability varies by state. Agents may be compensated based on enrollment. No obligation to enroll. HMIA007759 01/2020